![]() ![]() The process is really quick! That said, cashing handwritten personal checks will cost you from $5 for balances of less than $100 to 5% for balances higher than $100. IngoMoney is another super easy way to cash a check online – and you can redeem the money via direct deposit, PayPal account, prepaid debit card, Amazon gift card or use it to pay bills online. The money will be in your PayPal account within three business days. The standard fee is 1% for government and payroll checks with a pre-printed signature – and 5% for all other checks, with a minimum fee of $5 per check. With PayPal, you can quickly cash a check by taking a picture of the front and the back of the check and uploading it on the app (up to $1,000 per day). Cash Your Check Using an AppĪnother convenient way to cash a check is through apps like PayPal and IngoMoney. You will be able to spend the money in-store or on gas. On the Transact by 7-Eleven app, take a picture of the check, upload it and wait around 48 hours for the balance to be deposited onto your 7-Eleven prepaid card. It’s a great way to cash a check if you shop at 7-Eleven often because the funds will go directly into your reloadable prepaid card. Transact by 7-ElevenĪs I said, many gas stations don’t cash checks anymore – but if you live near a 7-Eleven, you could cash a check using their app, Transact by 7-Eleven. You won’t find them everywhere, but if you’re lucky to have one nearby, they’re definitely an option. There are two well-known reliable travel centers in the U.S.: While most gas stations don’t cash checks anymore (due to the risk of check fraud) – many travel centers next to gas stations still do. Bear in mind – you will pay a flat fee ($3) for checks up to $1,000 – but the charge will double for checks over $1,000. At Walmart, you can cash government, tax, 401(k) distribution, insurance settlement, and cashier’s checks. Walmart : You can cash checks up to $5,000 at Walmart, but two-party personal checks are an exception – you can only cash them up to $200.There are numerous grocery stores all over the U.S. Local Retailers And Grocery StoresĪnother convenient way to cash a check is at a grocery store or your local retailer. The good news is that you don’t have to have an account with Regions Bank to cash a check (and you may even get discounts – for example right now they’re offering a $10 discount to cash your Tax Check). You will have to pay a fee of about 1% to 5% of the value of the check – and that may also depend on the type of check you have. and offer personal check cashing services. Regions Bank is another great option because they have many locations across the U.S. As long as funds are available, they can cash the check and deduct any fee from the cash you receive. It’s probably one of the easiest ways to cash a check – with a minimal charge, or for free.īy visiting the issuing bank, the teller will be able to look up the availability of funds immediately. You’ll be able to find the issuing bank info on the check itself, making things easier. If there’s a branch of the check writer’s bank nearby, you may also be able to cash your check there. Local credit unions will cash almost all the checks that a local bank can cash, so look up the ones in your area – and you’ll probably find plenty, as credit unions generally offer more locations. Banks are for-profit while credit unions are non-profit, which explains the lower fees. A Local Credit UnionĪ credit union is another excellent option for cashing a check – perhaps an even better one because they usually charge lower fees than banks, and don’t require you to maintain a substantial minimum balance. Many other check cashing options will include a small fee – but if your bank offers free check cashing service, it’s probably your best bet. In most institutions, account holders won’t be charged a fee for this service – and you can deposit your funds first, then withdraw the cash later. One of the best places to cash checks is your local bank. Here are the best places to cash checks you can go to today: In This Article 11 Best Places to Cash Checks Near Me (Fast, Inexpensive & Reliable) ![]() Read on to find out all you need to know! Lucky for you, today I’ll be telling you how and where to cash your checks fast without paying unnecessarily high fees. If you receive checks from various income sources – knowing how to cash personal checks conveniently and inexpensively is a must. In fact, if you’ve started a profitable side hustle and are receiving your first checks, you may be confused about how it all works. Well, you’d be surprised how many side hustles will pay you in checks! And when you see those checks pour through your mailbox ( that’s the dream!), you may want to cash them immediately.īut cashing a check can be a bit complicated. I know what you’re thinking – best places to cash checks!? Cashing a check in this day and age? Isn’t that a little… old school? ![]()
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